PRIVACY POLICY
Covenant Asset Management is committed to safeguarding client information. This Privacy Policy explains Covenant Asset Management’s collection, use, retention and security of information about you. Since your privacy is a priority to us, we will not share non-public information about you with third parties without your consent, except as explained in our Privacy Policy described below.
How We Gather Information
As part of providing you with financial products or services, we may obtain information about you from the following sources:
applications, forms and other information that you provide to us or your custodian, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address and Social Security number.
your transactions with us, our affiliates or others. This information may include your account balances and account usage.
Sharing Information
We will only disclose information we possess about you to third parties without your consent for everyday business purposes such as to help process transactions, maintain your account(s), or to provide our services to you; and as permitted or required by law. We do not sell your personal information to anyone.
For example, we may provide information about you to our service providers which may include the custodian of your assets, such as Charles Schwab, to help process your applications or service your accounts. Other service providers may include transfer agents, fund administrators and attorneys or other professionals. These service providers are prohibited from sharing your nonpublic personal information. We may also share non-public information with regulatory authorities and law enforcement officials or provide information to protect against fraud. We will not disclose any non-public information we possess about you under any other circumstances without your prior consent.
Our Former Clients
Even if you are no longer a Covenant Asset Management client, our Privacy Policy will continue to apply to you.
Our Security Practices and Information Accuracy
We also take steps to safeguard the confidentiality and security of client information. We restrict access to the personal and account information of our clients to those employees who need to know that information in the course of their job responsibilities. We maintain physical, electronic and procedural safeguards to protect client information.
We also have internal controls to keep client information as accurate and complete as we can. If you believe that any information about you is not accurate, or have any questions about our Privacy Policy, please contact us at (908) 879-5330.
John C. Guarino
jguarino@covasset.com
President
(908) 879-4090
March 2024